Veterans Helping Veterans - First Time Homebuyers Tax Credit - VA Loans

I had this article published in one of our local papers today...

Exciting News For Veterans

Windermere Investors Marketplace in Medford and Jacksonville has teamed up with David and Micah DuBeau of Sterling Savings Bank to let the veterans know that many of them may still be eligible for the $8,000 or $6,500 First Time Home Buyer tax credit.

These credits have been extended to members of the military and certain other federal employees serving outside of the U.S. on qualified extended duty service for at least 90 days during the period beginning after December 31, 2008 and ending before May 1, 2010. However, to take advantage of these credits, an eligible taxpayer must purchase, or enter into a binding contract to purchase, a principal residence on or before April 30, 2011.  The eligible taxpayer then has until June 30, 2011 to close on the purchase.

This is an enormous benefit to our veterans! We do not feel there has been enough media coverage which is why we are trying to get the word out as the window of opportunity is about to close.

There are many financing options available to eligible veterans including 100% loans.  They are easy to apply for and the process has been streamlined.  Often eligibility can be determined within 48 hours, it's easy.  No DD-214 is required.  David and Micah are veterans, having recently served in Iraq themselves and they take pride in serving their fellow veterans.

When you combine a 100% VA loan, a Realtor that negotiates the seller paying their closing costs, a low priced foreclosure home, and an $8,000 tax credit - things get exciting.  Interest rates are at a historical low... it's a great time to buy.  We want all the veterans to experience The American Dream, homeownership.   We would like every eligible veteran to have the chance to take advantage of this great opportunity.  Veterans should check with their tax advisor regarding eligibility.

Sincerely,

Cheryl Malone  541-951-1960
Windermere Investors Marketplace

David DuBeau  541-608-1800
Micah DuBeau  541-608-2161
Sterling Savings Bank

No Money Down or 100% Financing Options in Medford, Oregon

It might be surprising to know that in today's market you CAN BUY A HOUSE WITH NO MONEY DOWN.  There is 100% FINANCING AVAILABLE with competitive rates.  I have noticed that there is not much mention of the 100% FINANCING AVAILABLE to Veterans in the local postings of financing options.  This is a benefit to many of our servicemen and I think it should be talked about more. 

If you are looking to buy HORSE PROPERTY in the rural area of White City, Central Point, Eagle Point, Sams Valley, Jacksonville, Phoenix, Talent, Shady Cove, or Gold Hill the property may qualify for a 100% LOAN from USDA.  This is available to anyone who can qualify for the loan, you do not have to be a veteran for this type of loan.

You can get your foot in the door with these types of loans in today's market.  As you build some equity, you trade up to a larger or better house.  There is no better time then today - to knock on that door !

Want to see if you qualify for these types of loans?  It's easy - I repeat - it's easy... give me a call at 541-951-1960 and I can put you in touch with the best loan officers... DAVID AND MICAH DUBEAU.  They are veterans themselves and take great pride in helping their fellow veterans.

Check out my other blogs:

http://sellingoregonhomes.blogspot.com/2011/02/oregon-real-estate-transfer-tax-we-need.html

http://sellingoregonhomes.blogspot.com/2011/02/want-to-buy-home-in-medford-oregon-how.html

http://sellingoregonhomes.blogspot.com/2011/02/to-buy-or-not-to-buy-real-estate-that.html

http://sellingoregonhomes.blogspot.com/2011/02/100-financing-available-on-real-estate.html

WANT TO BUY A HOME IN MEDFORD, OREGON - How easy is it?

So, you want to buy a home in Medford, Oregon ?  The process of buying a home can be easy, if you are prequalified and teamed up with the right professionals.  The first step in buying a home is talking with a lender.  It is important that you know how much you can afford, before you go out "shopping" for a new home.  Once you know what fits your budget, the rest should be easy. 

Working with the right lender - loan officer is one of the most important things you can do.  If they can't get your loan approved, the deal won't close - then everyone is disappointed.  Try and use a local lender and one that your realtor knows can deliever. 

There are many different loan programs available right now. A good loan officer will pick the best one for you.   There is 100% financing available through the USDA and VA programs.  They even have extended the First Time Homebuyer's Credit of $8,000 for some VA buyers for a limited time only (call David and Micah Dubeau for details). 

Getting prequalified can be done over the phone or in person.  It is easier then most people think and with the low interest rates many are surprised that they qualify for more than they thought !

IF YOU WANT TO BUY A HOME IN MEDFORD, OREGON then give me a call at 541-951-1960 or contact David and Micah DuBeau the BEST LENDERS IN MEDFORD FROM STERLING SAVINGS BANK at 541-292-9663... we will get the job done - you won't be disappointed !

View my other blog:

http://sellingoregonhomes.blogspot.com/2011/02/to-buy-or-not-to-buy-real-estate-that.html