So, you want to buy a home in Medford, Oregon ? The process of buying a home can be easy, if you are prequalified and teamed up with the right professionals. The first step in buying a home is talking with a lender. It is important that you know how much you can afford, before you go out "shopping" for a new home. Once you know what fits your budget, the rest should be easy.
Working with the right lender - loan officer is one of the most important things you can do. If they can't get your loan approved, the deal won't close - then everyone is disappointed. Try and use a local lender and one that your realtor knows can deliever.
There are many different loan programs available right now. A good loan officer will pick the best one for you. There is 100% financing available through the USDA and VA programs. They even have extended the First Time Homebuyer's Credit of $8,000 for some VA buyers for a limited time only (call David and Micah Dubeau for details).
Getting prequalified can be done over the phone or in person. It is easier then most people think and with the low interest rates many are surprised that they qualify for more than they thought !
IF YOU WANT TO BUY A HOME IN MEDFORD, OREGON then give me a call at 541-951-1960 or contact David and Micah DuBeau the BEST LENDERS IN MEDFORD FROM STERLING SAVINGS BANK at 541-292-9663... we will get the job done - you won't be disappointed !
View my other blog:
http://sellingoregonhomes.blogspot.com/2011/02/to-buy-or-not-to-buy-real-estate-that.html
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