Thursday, July 7, 2011

Buying A Property With An Investment Account - Financing Options

Buying A Property With An Investment Account may be what you are looking for.

A lot of people don't know this but you may be able to buy a piece of property with your investment account and not be charged taxes, fees or interest!

There are many different types of accounts as well as the companies that hold them. If you have a IRA, 401K, etc then call them (or your financial advisor) to see.

Many times you will be allowed to pull money from the account for your down payment on the property! Sometimes you may be charged interest, or certain fees, taxes, and so on - or not at all! It all depends on the
account you hold and the limitations/allowances you have.

For other financing options, give me a call - THE BEST REALTOR IN MEDFORD OREGON and see what works best for your situation.

CHERYL MALONE - Real Estate Broker
Windermere Investors Marketplace

Remember, the first step in buying a home is to get pre-qualified on a home loan. Sellers do not like to deal with buyers who might not qualify. There are plenty of different options out there (even other 100% financing options). To do this, I recommend you call the BEST LENDER IN MEDFORD, OR:

DAVID DUBEAU - Loan Officer
Sterling Savings Bank

Once you are pre-qualified, "Lets go shopping!"

As always, your comments are welcome!

Wednesday, July 6, 2011

First Time Homebuyers - The Best Way To Get Started In Searching For A Home

If you are a FIRST TIME HOMEBUYER and WANT TO BUY A HOUSE, then now is the time.  The process can be easy, much easier than in the past.  It is important that you work with someone you feel comfortable with.

First you should get pre-qualified for a loan.  There are many different loan programs available in today's market and a loan officer can help you select the best one for you. I have the best loan officer who can pre-qualify you over the phone. You will be surprised how much you can qualify for with today's record low interest rates.

Once you know what you can afford, it is time to figure out what is most important to you in a home.  This will be the basis of your search.  I can search different criteria, so this will help find you the best house for your money.

Looking on the internet yourself, can help educate you to what is available... but many of the homes you will find might be short sales and have pending offers in on them.

I can narrow your search to only available properties for you to see, this helps in some of the frustration that most buyers experience when searching for themselves.  I am also alerted to any new listings the day they come on the market. 

So, If you WANT TO BUY A HOUSE and WANT TO WORK WITH THE BEST REAL ESTATE AGENTin the Rogue Valley, give me a call.  I can get you pre-qualified and we can start looking the same day !  So, Let's go shopping !

Servicing Medford, Jacksonville, Central Point, Eagle Point, Talent, Phoenix, White City, Sams Valley, Rogue River and Wimer.

Cheryl Malone
Real Estate Broker
Windermere Investors Marketplace