Habitat For Humanity - How You Can Help

You might have heard of Habitat for Humanity before so I have included a link to their site. They raise money to build homes. As a realtor, I feel that homeownership is very important.

This is what it says on their website...

"Habitat for Humanity International is founded on the conviction that every man, woman and child should have a decent, safe and affordable place to live. Through volunteer labor and donations of money and materials, Habitat and its homeowner families have built or rehabilitated more than 400,000 houses. A nonprofit, nondenominational Christian housing ministry, Habitat invites people of all backgrounds, races and religions to build together in partnership." I have been volunteering for them and it is a really great organization.

There are several different ways you can help.

* You can help build the homes... even if you have no construction experience, there are things for you to help with - so don't let that stop you.

* You can volunteer in their "ReStore"... which is where they sell new and used donated building supplies to raise money for their projects.

* You can donate money... which is always needed.

It is a great way to help people in your community... give it a try.

Here is the link to their website.

www.habitat.org/cd/giving/lander/lander.aspx?st=My8xMi8yMDExIDI6MTk6MTUgUE0%3d&media=GooglePd&source_code=DHQOQ1008W1GGL&keyword=brand&tgs=My8xMi8yMDExIDI6MTk6MTUgUE0%3d

Oregon Real Estate Transfer Tax - We Need Your Help - No More Tax !

I just cut and paste this email I received... lets not let this happen... check out the website below and sign the petition.  Thanks in advance for your help...

Home ownership has long been the cornerstone of the American Dream. A real estate transfer tax pushes this dream a little farther out of reach for families. Unfortunately, most areas of Oregon already have the dubious distinction of being some of the least affordable housing markets in the country. A tax on the sale or transfer of real estate would make it even more unaffordable.

Consider the first time homebuyer: After several years a young family finally saves up enough money for a down payment to purchase their first house. Imagine if they also had to come up with a 1.97 percent tax on their $200,000 home. This would add an additional $3,940 in closing costs. As most of you know, this could easily be the difference that forces them to walk away.

What is a real estate transfer tax? This is a tax imposed by a state, county, or city when ownership of property (agricultural, commercial or residential) is sold or transferred. In simple terms, it is a sales tax on your home or property. Real estate transfer taxes are usually one-time fees paid at the time of closing and are usually a percentage of the selling price (rates typically vary from .1% to 4%) of the property value. This could result in multiple layers of taxation on a single transaction and is imposed whether or not you make any profit on the sale.

Lets keep the American Dream alive for the First Time Homebuyer, young and old alike. 

You can help prevent this tax from being imposed in Oregon.

Visit  http://www.protectoregonhomes.com/   to get involved and protect the dream of home ownership for all Oregonians.

View my other blogs:
http://sellingoregonhomes.blogspot.com/2011/02/want-to-buy-home-in-medford-oregon-how.html

http://sellingoregonhomes.blogspot.com/2011/02/to-buy-or-not-to-buy-real-estate-that.html

http://sellingoregonhomes.blogspot.com/2011/02/100-financing-available-on-real-estate.html

TO BUY OR NOT TO BUY REAL ESTATE - That IS the question !

Wow, what a question.  Will property values fall any lower?  Will there be more foreclosures & short sales?  Can I get a better deal on a home if I wait longer?  How long will it take for the market to fully recover?  THESE ARE GOOD QUESTIONS TOO.  I guess nobody really knows the answers to these questions, but what I do know is that a real estate investment can be a very, very good thing... if you think long term.  There is NO QUESTION about that. 

Real Estate has been very good to me... want to hear my story... give me a call 541-951-1960 Cheryl

100% Financing Available On Real Estate --- Let's Go Shopping !

I talked with David and Micah Dubeau from Sterling Savings Bank again today regarding financing options.  They are always so excited to talk with potential buyers, because there are so many great loan programs available right now.  These guys are great, very creative and think outside the box to get you qualified and get the deal closed. With historical low interest rates and lots of great homes on the market to choose from, we all agree that NOW IS THE TIME - to GO SHOPPING for your DREAM HOME !  

They have extended the First Time Homebuyers $8000 tax credit to qualifing veterans for a limited time only.  David and Micah are veterans themselves and they love helping fellow vets. There is 100% financing available to many veterans and 100% USDA financing available to non-veterans on many homes in Jackson County. 

It is SO EASY to see if you qualify... just give me a call at 541-951-1960 anytime and we will get you started.